Diploma Program in Finance

In the diploma Finance study program, the main focus is on activities related to decision-making regarding the management of finances and financial assets. The main objective of financial management is to ensure the company earns maximum profit through the efficient management of available financial resources. First, students understand the fundamentals of financial management. They learn key concepts such as investment appraisal, financial planning, financial risk management, and investment decision-making. This equips them with an in-depth understanding of how financial decisions can affect a company's performance and profitability. Furthermore, students understand financial asset management, including portfolio management, investment risk management, and asset allocation strategies. They understand how to analyze investment performance, select appropriate investment instruments, and optimize investment returns by considering acceptable levels of risk. Then, students understand corporate liquidity and cash flow management. This includes handling liquidity needs, receivables and payables management, and operational and investment cash flow management. They learn effective liquidity management strategies to ensure the smooth operation of the company.

In the Finance diploma study program, banking is one of the main areas of focus. This field of study examines the world of finance holistically, including financial institutions such as banks, insurance, savings and loan institutions, and capital markets along with the transactions that occur in them. First, students understand the fundamentals of the banking industry. They study the history, evolution, and role of financial institutions in the economy. This includes an understanding of the structure and function of banks, the role of insurance in risk mitigation, and the role of savings and loan institutions in promoting financial inclusion. Furthermore, students understand the basic principles of risk management in financial institutions. They understand how to manage credit risk, market risk, liquidity risk, and operational risk inherent in banking and insurance activities. Emphasis is placed on risk mitigation strategies and the role of compliance with banking regulations. In addition, students learn about existing banking products and services. This includes an understanding of banking products such as savings, credit, investments, and e-services. They also understand the structure of the capital market, types of investment instruments, as well as how to manage an investment portfolio. It is important to emphasize knowledge of regulations and ethics in the banking industry. Students must understand the financial regulations that govern the behavior and operations of financial institutions. In addition, ethics in business and adherence to professional codes of conduct are emphasized.